How to Add Multiple Payment Options to WooCommerce [Best Guide – 2026]

WooCommerce powers over 5 million online stores, making it one of the most trusted eCommerce platforms on the web. But when it comes to multiple payment options, many store owners hit a major roadblock, the default setup only supports a few basic offline options.

In today’s competitive eCommerce market, that’s not enough. Shoppers want to pay in their own way, whether it’s Apple Pay, Google Pay, Afterpay, Cash App, or even ACH Payments.

According to Baymard Institute, 10% of online shoppers abandon their carts because their preferred payment method isn’t available. That’s a lot of lost sales simply because of limited checkout choices.

But don’t worry! In this article, we will show you how to add multiple payment options using a payment gateway plugin for WooCommerce.

Ready? Let’s get started!

Why Multiple Payment Options Matter for WooCommerce Stores

When someone reaches the checkout page, the last thing you want is hesitation. Yet studies show that nearly 70% of online shoppers abandon their carts, and one major reason is not finding their preferred payment option. Shoppers today expect flexibility, whether they’re buying on a desktop, tablet, or mobile device.

In 2025, digital wallets and buy-now-pay-later (BNPL) methods have become increasingly popular. Apple Pay processed over $7.6 trillion in transactions in 2025 alone, while services like Afterpay and Klarna have more than 237 million U.S. customers combined.

These numbers show that customers aren’t just looking for traditional card payments anymore; they’re choosing faster, more secure, and mobile-friendly options.

Offering multiple payment choices does more than improve convenience. It builds trust and removes the friction that can cause last-minute drop-offs. A shopper who sees familiar options like Google Pay or Cash App Pay is more likely to complete their order confidently.

Multiple payment methods also open your store to global customers. For example:

• ACH payments appeal to U.S.-based business buyers.
• Apple Pay and Google Pay dominate mobile checkouts worldwide.
• Afterpay helps attract customers who prefer splitting payments.

The bottom line is simple: the more payment flexibility you offer, the wider your potential audience becomes, and that directly leads to higher revenue and repeat purchases.

Default WooCommerce Payment Options (and Their Limitations)

WooCommerce does come with a few default payment options, but they’re designed for offline transactions. While they might be enough for small or local businesses, they’re not ideal if you want to grow your store or reach customers who prefer digital payments.

Let’s take a closer look at these default methods:

Direct Bank Transfer (BACS)

This method lets customers pay by transferring money directly to your business bank account. It’s useful for large or custom orders, but it requires manual processing. You have to verify each payment, which can delay order fulfillment and create room for human error.

Check Payments

Check payments were once a standard option for offline orders, but they’ve become outdated in most online retail settings. It can take days for a check to clear, and many buyers simply don’t want to deal with the hassle. Today, this option is mainly used for testing purchases or by wholesalers who have established trust.

Cash on Delivery (COD)

COD allows customers to pay when their order is delivered. It’s convenient for local deliveries or regions where online payments are uncommon. However, it also comes with a higher risk, including refused deliveries, handling cash manually, and a lack of instant payment confirmation.

While these options work in limited scenarios, they simply don’t fit the fast-paced nature of modern eCommerce. Shoppers expect instant digital transactions, whether through cards, wallets, or BNPL options.

To truly compete and offer a checkout experience that people trust, you need to add modern payment gateways, and that’s where WC Shop Sync comes in. 

Add Multiple Payment Options with WC Shop Sync

If you’ve ever wished WooCommerce could support more than just the basic payment gateways, WC Shop Sync is the plugin you’ve been looking for. It’s an all-in-one tool that connects WooCommerce with Square, allowing you to accept a wide range of payment options without any technical setup.

Unlike traditional payment extensions that only add one gateway at a time, WC Shop Sync unlocks multiple payment methods at once, (i.e., Apple Pay, Google Pay, Afterpay, Cash App Pay, ACH payments, and even Square Gift Cards). Everything runs through your Square account, so you don’t need to manage multiple merchant dashboards or worry about compatibility issues.

The plugin doesn’t just expand your payment options, it also keeps your orders, inventory, and customer data synced in real time between WooCommerce and Square. That means when a customer buys an item on your site, it automatically updates your Square POS and WooCommerce stock levels together.

Here’s what makes WC Shop Sync stand out:

• No coding required: You can connect WooCommerce and Square with a few clicks.
• Multiple payment gateways: Offer your buyers their preferred payment method.
• Automatic sync: Keep your store data consistent across both platforms.
• Flexible for all businesses: Works for online, retail, or hybrid stores using Square POS.

In short, WC Shop Sync gives you the tools to accept payments the way modern customers expect in 2025—fast, secure, and flexible.

Prerequisites for Adding Multiple Payment Methods to WooCommerce

Before you start, make sure you have these essentials ready for a smooth setup:

• Active WooCommerce Store: Make sure your WooCommerce setup is active and updated to the latest version.
• WC Shop Sync Plugin: It enables you to connect WooCommerce with Square and unlocks multiple payment options like Apple Pay, Google Pay, Afterpay, and ACH. If you don’t have it, don’t worry! In the following section, we will show how to install it.
• Square Seller Account: Needed to process payments through Square. You can create one for free at squareup.com.
• Administrator Access: Lastly, you’ll need admin-level access to your WordPress site. It is required to install plugins and manage payment settings.

Once you’ve got these in place, you’re ready to configure multiple payment methods using WC Shop Sync.

3 Easy Steps to Add Multiple Payment Methods in WooCommerce

Once your WooCommerce store and Square account are ready, it’s time to set everything up. The entire process takes only a few minutes, and you don’t need to write a single line of code.

Follow these three simple steps to add multiple payment methods to WooCommerce:

Step 1: Install and Activate WC Shop Sync

Start by logging into your WordPress dashboard.

1. Go to Plugins → Add Plugin.
2. Search for WC Shop Sync.
3. Click Install Now, and then hit Activate.

If you’ve purchased the Pro version, you’ll receive a ZIP file and license key in the welcome email. You can upload that file manually by selecting Upload Plugin at the top-left of the Add Plugins page.

Once activated, WC Shop Sync will appear in your WordPress sidebar menu. From there, you’ll have access to all the sync and payment settings.

💡 Pro Tip: The free version covers most standard payment options, but the Pro plan unlocks advanced sync, reporting, and automation tools, which are great for stores handling higher transaction volumes.

Step 2: Connect WC Shop Sync with Square

Now it’s time to link your WooCommerce store with your Square account. You’ll have two options — Sandbox and Production. For safety, it’s best to start with Sandbox mode to test payments first. Once you’ve confirmed payments are working properly, switch to Production mode for real transactions.

1. Navigate to WC Shop Sync → Settings → Connect with Square.

2. You’ll be asked to log into your Square account. Use your verified credentials.
3. Once logged in, click ‘That’s My Site – Redirect Me.’

If everything went correctly, you’ll see a success message: ‘Thumbs up! You’ve done it.’

This message confirms that your WooCommerce and Square accounts are now fully connected.

Step 3: Enable Multiple Payment Methods

Here’s where the fun begins. Once your Square account is connected, you’ll be able to activate multiple payment options for WooCommerce.

1. Go to WC Shop Sync → Payment Settings.
2. Check the box to enable the Square Payment Gateway.

3. Scroll down to view all available methods, including:
   • Apple Pay
   • Google Pay
   • Afterpay
   • Cash App Pay
   • ACH Payments
   • Square Gift Card (for Pro users only)

4. Simply check the boxes for the payment types you want to offer, and click Save Changes.

🎉 That’s it, your WooCommerce store now supports multiple payment gateways, all powered by Square through WC Shop Sync.

WC Shop Sync Premium — Beyond Just Payment Methods

The premium version of WC Shop Sync transforms your WooCommerce–Square connection into a complete sales and payment management system. It doesn’t just expand payment options; it automates syncing, reporting, and customer handling, giving you full control over your WooCommerce and Square ecosystem.

Here’s what you get beyond payment flexibility:

• Express Checkout (Beta): Offer faster checkout experiences and boost conversions.
• Square Terminal Support: Accept in-person payments directly through your Square Terminal.
• Square Gift Cards: Let customers pay using Square-issued gift cards.
• Loyalty Program (Coming Soon): Reward repeat customers with points and perks.
• Auto Product Synchronization: Keep your WooCommerce and Square catalogs perfectly aligned.
• Product Sync Preferences: Choose to sync all products or only selected ones.
• Sync WooCommerce Descriptions (HTML Supported): Maintain rich product details during sync.
• GTIN Code Sync: Keep product identifiers consistent across platforms.
• One-Click Product & Inventory Sync: Instantly update stock and product data across both systems.
• Real-Time Order and Refund Sync: Every order or refund updates automatically — no manual steps.
• Customer Synchronization & Auto-Merge: Automatically sync and merge customer profiles to avoid duplicates.
• Guest Checkout Customer Creation: Automatically create a Square customer when a guest checks out.
• Save Card on File: Let returning customers store payment details securely for faster checkout.
• Recurring Subscriptions: Manage ongoing payments and repeat billing through Square.
• Transaction Notes: Add internal notes for better order tracking and management.
• Transaction Reports: Access detailed breakdowns of every payment, order, and refund.
• Specify Auto Sync Duration: Control how often automatic sync runs to match your workflow.
• Expert Live Assistance (Premium Support): Get real-time help from professionals whenever you need it.

Together, these advanced features make WC Shop Sync Premium far more than a payment gateway—it’s a complete WooCommerce + Square management suite built for serious store owners.

Best Practices for Offering Multiple Payment Options

Adding multiple payment gateways is a great start, but how you present and manage them also matters. A few small tweaks can make your checkout experience smoother and more trustworthy.

Display Payment Logos Clearly at Checkout

Visual trust plays a big role in conversion. Display familiar logos like Apple Pay, Google Pay, and Afterpay directly on your checkout page and footer. Shoppers instantly recognize them and feel more confident completing their orders.

Test Every Gateway in Sandbox Mode First

Before going live, always test your setup in Sandbox Mode. Run a few trial transactions to confirm that payment confirmations, order updates, and refunds are all working as expected. It’s better to catch small issues in testing than lose real orders later.

Keep Your Payment Plugins Updated

Payment providers update their APIs regularly for better performance and security. Always use the latest version of your WC Shop Sync and WooCommerce plugins to maintain compatibility and prevent payment errors.

Offer Region-Specific Options

Your international customers might prefer different payment methods. For example:

• ACH for U.S. buyers.
• Afterpay for customers in Australia and the U.K.
• Apple Pay / Google Pay for global mobile users.

Adapting to local preferences can boost conversions and reduce cart abandonment rates.

Final Thoughts — Give Your Customers Payment Freedom with WC Shop Sync

Today’s shoppers expect choices, and the stores that offer them win. Adding multiple payment options to WooCommerce isn’t just a technical upgrade; it’s a smart business move.

With WC Shop Sync, you can give customers the freedom to pay how they want, whether through cards, wallets, or buy-now-pay-later services, while keeping your products, orders, and payments fully synced with Square.

Nowadays, flexibility equals loyalty. The more convenience you provide at checkout, the more sales and repeat buyers you’ll earn. So, if you’re ready to expand your WooCommerce store’s potential, get WC Shop Sync today and start accepting every major payment method with confidence.